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"The SAVVY Buyer" - Step #2
Pre-Qualify for a Mortgage - Determining your price range up front will make your buying experience much easier.
A qualified lender will ask questions about income, assets, and debt to help understand what price range you should be looking in. If satisfactory to the lender, a mortgage pre-approval is granted for a specific amount, mortgage rate and term, subject to providing verification of income, down payment, and any other conditions the lender requires.
It is always wise to still include a “subject to financing” clause in your real estate offer, to protect yourself against unforeseen issues.
Stay tuned for "The Savvy Buyer" Steps 3-8 coming up. 
Based on April MLS® Data for the Central Okanagan
NEW LISTINGS
April 2013 - 1062
April 2012 - 1060
UNIT SALES
April 2013 - 406
April 2012 - 341
MEDIAN PRICES
Single Family Residential - $426,500
Townhouse - $331,000
Condo - $208,612
Lot - $209,000
CLICK HERE for a complete Stats report
Source - OMREB
EASTER SEALS 24 HOUR RELAY
June 8-9, 2013 at the Apple Bowl
Each year, Century 21 Assurance Ltd participates in the Easter Seals 24 Hour Relay, and this year is no different.
The Easter Seals 24 Hour Relay takes place at the Apple Bowl on June 8-9 and is an annual community based fundraiser event to raise money towards helping children with disabilities attend Easter Seals Camp Winfield. It is because of fundraising events like this that they are able to operate the camping program at a minimal cost to the families, many of whom are already financially burdened by the costs associated with raising children with special needs.Here's a letter from a parent of one of the many campers:
"We would like to thank the teams that participate in the 24 Hour Relay, because of their support our son is able to go to camp. Our son's name is Mitchell and he is a 16 year old boy who has autism. Mitchell has a hard time telling us what he likes about camp but we know that he loves going because as soon as we get a new calendar, he writes Easter Seals Camp on the July page. This will be the 4th year that Mitch will go to Camp Winfield with his PSW (personal support worker), Doug...who is with him at all times to keep him safe and help him to participate in camp activities. Doug tells us what Mitch has done at camp and how much fun he has.
Having the opportunity for Mitch to go to camp is not just a great experience for him, but it is also good for his family. Knowing that Mitch is safe and having fun, we are able to do things that regular families do all the time without having to constantly be on alert.
Thanks so much for getting involved with this fundraiser and helping to send kids to camp."
Cheers from Mitchell and his family, Steve, Colleen and Jordan
AIR MILES® REWARD MILES
Century 21 is the exclusive provider of AIR MILES® Reward Miles in the Real Estate Industry.
CLIENT COURTESY MOVING VAN
We are happy to provide our clients with the use of our Century 21 moving van to make your move easier. You just pay for the gas.
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